Calculate Your Retirement

Easily estimate your future retirement income and savings needs. Our tool helps you plan with confidence by projecting finances based on your age, earnings, and contributions.

Get in Touch With Us

"*" indicates required fields

Veteran*

Future Value

Total Value
Total Principal
Total Interest

Balance by Year

Chart Table

Plan Smarter with the Compound Interest Calculator

The Compound Interest Calculator by PWR Retirement Group helps you visualize how your money grows over time. Just enter your initial amount, yearly contributions, interest rate, and time period — and see your total value instantly. It’s a smart, easy tool to plan your future with clarity. Try it now and make every dollar count.

  • Instantly calculates future investment value.

  • Shows growth with yearly contributions.

  • Visualizes impact of interest over time.

  • Helps compare different saving strategies.

Federal Employees Retirement System

A comprehensive retirement plan for U.S. federal employees, combining pension, Social Security, and a savings plan. Designed to support financial security throughout your federal career and beyond.

  • Pension based on years of federal service.

  • Social Security benefits included automatically.

  • Thrift Savings Plan with agency contributions.

  • Disability retirement for qualifying conditions.

FERS Retirement Calculator

CSRS Retirement Calculator

Sick leave adds to years of service. 2087 hours = 1 year.

Civil Service Retirement System

Traditional retirement system for federal employees hired before 1984. Provides stable, defined benefits based on service and salary.

  • Guaranteed pension based on years and earnings.

  • No Social Security required for eligibility.

  • Optional participation in Thrift Savings Plan.

  • Disability retirement available if needed.

  • Survivor benefits for designated family members.

Want to Discuss?

Call us today to discuss your retirement goals.

Talk to a PWR Advisor

TSP Withdrawal & Projection

Plan and manage your Thrift Savings Plan withdrawals confidently. Project future income to ensure long-term retirement readiness.

  • Flexible withdrawal options after retirement.

  • Choose monthly, partial, or full payments.

  • Tax-deferred growth on invested funds.

  • Projection tools for income planning.

TSP Withdrawal & Projection Calculator

Withdrawal Options at Retirement

Social Security Benefit Estimator

Social Security Benefit

Federal program providing retirement, disability, and survivor income support. Benefits based on your earnings and work history.

  • Monthly income after retirement age.

  • Disability benefits if unable to work.

  • Survivor benefits for eligible family members.

  • Cost-of-living adjustments annually.

Want to Discuss?

Call us today to discuss your retirement goals.

Talk to a PWR Advisor

Federal Disability Retirement

Federal Disability Retirement offers income replacement for federal employees unable to work due to medical conditions. It ensures long-term financial stability, continued benefits, and support during recovery or career transition.

  • Early retirement due to medical disability.

  • Continued benefits until age 62.

  • Potential reemployment in other federal positions.

  • Access to health and life insurance.

Federal Disability Retirement Calculator (FERS)

Estimated Annuity

Disability Annuity (Year 1): $0.00

Disability Annuity (Years 2+): $0.00

OPM Annuity Calculator

Federal Disability Retirement offers income replacement for federal employees unable to work due to medical conditions. It ensures long-term financial stability, continued benefits, and support during recovery or career transition.

  • Early retirement due to medical disability.

  • Continued benefits until age 62.

  • Potential reemployment in other federal positions.

  • Access to health and life insurance.

Retirement Readiness Score Calculator

Quickly assess how prepared you are for retirement. Get a personalized score, uncover gaps, and plan smarter for a secure financial future.

  • Get a personalized score based on your finances.

  • Identify savings gaps before it’s too late.

  • Adjust inputs to see real-time score changes.

  • User-friendly tool—fast, free, and no login.

1
Personal Info
2
Savings
3
Debt & Expenses
4
Health & Benefits
5
Results
Step 1: Personal Information
Age must be between 18 and 90 years
Must be greater than your current age
Enter your gross annual income
Most retirees need 70-80% of pre-retirement income
Step 2: Savings & Investments
Include 401k, IRA, and other retirement accounts
Your personal contributions only
Enter 0 if no employer match available
Include savings, property, other investments
Step 3: Debt & Expenses
Include all debts except mortgage if paying off before retirement
Include housing, food, utilities, insurance, entertainment
Tip: Lower debt-to-income ratios improve your retirement readiness score. Consider paying down high-interest debt before retirement.
Step 4: Health & Benefits
Be honest - this affects healthcare cost planning
Check your Social Security statement at ssa.gov
Healthcare Costs: Healthcare expenses typically increase in retirement. Consider supplemental insurance and Health Savings Accounts (HSAs).
Your Retirement Readiness Score
Calculating your retirement readiness...

Analyzing your financial data and projecting future scenarios

FEGLI Calculator

FEGLI Calculator

Estimate your Federal Employees’ Group Life Insurance (FEGLI) coverage and premiums instantly. Customize options, compare costs, and make informed decisions about your life insurance benefits with confidence.

  • Calculate FEGLI premiums instantly based on your salary.

  • Customize coverage options to fit your unique needs.

  • Compare plans side-by-side for smart decisions.

  • Easy-to-use tool—no login or setup needed.