Our Financial Guidance Services
Pick any one of our service options for free.
Thrift Savings Plan (TSP)
Receive personalized guidance on TSP retirement planning to understand plan funds, contribution strategies, investment options, and retirement savings decisions—all tailored to your federal career and financial goals.
TSP Distribution Options
Review the TSP withdrawal guide to understand partial distributions, full withdrawals, installment payments, and annuity options while considering your retirement income needs and financial goals.
Federal Life Insurance
Explore federal life insurance solutions with personalized financial guidance, designed to help you understand coverage options and protect your family’s long-term financial security.
Office Of Personnel Management
Receive guidance on federal benefits to better understand OPM retirement services, federal employee benefits, and important information that could influence your retirement planning decisions.
Power Banking Concept
Discover how properly structured life insurance strategies can support cash flow management, offer potential tax advantages, foster wealth accumulation, and help achieve long-term financial goals through personalized financial advice.
Calculate Your Retirement
Estimate your potential retirement income and savings needs while exploring retirement options for federal employees, taking into account your age, income, contributions, service history, and planned retirement timeframe.
Disability Retirement, Workers’ Compensation & FMLA
Understand FERS and CSRS disability retirement, OWCP/FECA workers’ compensation, and FMLA protections in one place, with guidance on eligibility, documentation, and how these benefits work together.
Trusts (Fideicomisos)
Learn how a trust can organize how your assets are managed and passed on to your family, how revocable and irrevocable trusts differ, and how a trust works alongside your TSP and FERS/CSRS beneficiary designations.
The Longevity Revolution
Are We Financially Prepared to Live to Age 100?
Artificial intelligence, medical advances, and the future of retirement planning
Everything You Need
Right in Your Pocket.
Exclusively for federal employees — track your benefits, plan your retirement, and stay informed. All in one secure app.
Smart Planning Built for Federal Employees
Plan confidently with tools built to help you understand your years of service, retirement timeline, and benefit options.
Clarity on Complex Federal Benefits
Access insights, workshops, and resources that simplify TSP strategies and federal retirement planning.
Top Featured Event
Educational Workshops For Union Members
Oct 26 @ 8:00 amKey Retirement Moves for Federal Employees: Two-Day Educational Workshop
AFGE Local 554, in collaboration with PWR Retirement Group, invites federal workers to attend a two-day educational workshop focused on understanding...
Oct 28 @ 11:00 amCountdown to Retirement: What Every Federal Employee Should Do in the Final 5 Years
The last five years before retirement can bring important decisions about your federal benefits, retirement income, and next steps. Join Kendrick...
Nov 12 @ 9:00 amPlan Your Retirement with Confidence: Two-Day Retirement Workshop in New York City
Retirement is a major life transition, and preparing for it can involve many questions. When should you begin getting ready? What...
Ready to See What Your Retirement Actually Looks Like?
Take 5 minutes today. Walk away with clarity on where you stand and what comes next.
TSP Share Prices
| Fund | G Fund | F Fund | C Fund | S Fund | I Fund |
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The Lifecycle(L) Fund
| Fund | L INC | L 2025 | L 2030 | L 2035 | L 2040 |
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| Fund | L 2045 | L 2050 | L 2055 | L 2060 | L 2065 |
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Simplify & Secure Your Savings with Our MDRT-Recognized Retirement Experts!
PWR Retirement Group, recognized by the Million Dollar Round Table (MDRT) for excellence, guides over a thousand satisfied federal employees. Our MDRT-recognized guidance create a financial roadmap tailored to your retirement goals.
News & Insights
Find out our latest news
TSP Retirement Planning: 7 Smart Moves for Federal Employees
pwr us2026-10-14T02:59:51-04:00October 14th, 2026|
Your Thrift Savings Plan may end up being one of the...
Federal Life Insurance: A Clear Guide to FEGLI and Beyond
pwr us2026-10-05T08:58:51-04:00October 5th, 2026|
Most federal employees sign up for life insurance during their first...
Retiring Soon? Avoid These 7 Costly TSP Mistakes
pwr us2026-10-05T09:35:35-04:00September 25th, 2026|
For most federal employees, the Thrift Savings Plan (TSP) is one...
Grow Your Future While Helping Others Secure Theirs
Join PWR Retirement Group and grow your career with the mentorship, tools, and support needed to make a meaningful impact.
Join our Channel on
Be a part of our financial journey with informative videos, live discussions, the latest trends, and exclusive news with PWR Retirement Group. We take pride in providing guidance that helps federal employees maximize their retirement benefits.
Plan A Better Tomorrow Systematically
Manage Your Wealth
Track your funds, create a portfolio, invest strategically, consider tax-efficient strategies, and protect your wealth with personalized Financial Guide.
Grow Your Savings
Compare the right investment funds with diverse tax benefits. Match and maximize your contributions each term. Invest strategically for high returns.
Connect With a Trusted Educator
Get a reliable financial companion at every step of your federal employment investment and insurance decisions
Secure Your Outcomes
Our commitment goes beyond helping you reach retirement milestones. We provide ongoing Financial Guidance designed to help you prepare for a more confident, financially secure future.
FAQ’s
Frequently asked questions
Follow these steps to find reliable retirement guidance for federal employees in the USA and Puerto Rico:
- Check reputable financial planning and retirement service directories.
- Scroll through social media platforms
- Share your financial goals and service requirements on financial planning platforms.
- Get recommendations from online reviews
TSP distribution or withdrawal happens in 4 different methods.
- Partial Distribution – Minimum withdrawal requirements may apply based on current Thrift Savings Plan rules. Please refer to official guidelines for up-to-date limits.
- Complete Distribution – Withdrawing the entire amount present in the TSP account.
- Annuity Purchase – Purchase annuities with TSP funds for lifetime coverage. This is a one-time payment for annuities where the federal employee gets monthly payments for their lifetime.
- Installments – A monthly, quarterly, or half-yearly plan to withdraw money from the TSP account. Our TSP Withdrawal Guidance can help you understand the potential considerations associated with these distribution choices.
Different TSP rollover methods are –
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- In-Kind Transfer – This type of transfer is applicable for switching your investments from one employer to another without any tax penalties.
- Set Up IRAs Before Rollover – Choose the type of IRA account and appoint beneficiaries before rolling over a TSP account. Your employer can directly transfer funds to the new account or offer a cheque to deposit into the new employer’s plan.
- Liquidation of Individual Funds – Closing down different types of TSP funds and liquidating the amount to invest in the rollover account.
The 2 Types of Rollover are –
- Direct Rollover – Broker to Broker
- Indirect Rollover – TSP to person
Professional retirement guidance can help maximize your savings, strengthen your investment portfolio, and support your long-term financial goals. Key areas of support include:
- Help explore the rules, benefits, and limitations of the Federal Employee Retirement System and Civil Service Retirement System plans
- Smart investment into the best TSP funds
- Assess the profit and returns on each TSP fund type
- Navigate the plans and benefits of the Federal Employees Group Life Insurance plan
- Identifying a pre-tax or post-tax investment plan for your retirement
- Compare the benefits of different savings plans
- Lower the tax deductions from pension and savingsProfessional Federal Retirement Guidance can help federal employees approach these decisions with greater clarity.
FEGLI (Federal Employees’ Group Life Insurance) is a group term life insurance program provided to eligible federal employees. It is designed to offer financial protection by paying a death benefit to designated beneficiaries in the event of the insured person’s death while the policy is active. It helps support families with financial security during difficult times.
FEGLI does not accumulate cash value or function as an investment. Coverage remains active only while eligibility requirements are met and required premiums are continuously paid.
Federal employees get 6 types of TSP fund options for investment. These are –
- TSP C Fund – Common stock index S&P500 investments
- TSP S Fund – Small-cap stock index investments
- TSP I Fund – Large international companies in developed markets in Europe, Asia, and the Pacific.
- TSP F Fund – Bonds investments
- TSP G Fund – Government securities funds
- TSP L Fund – A combination of the above 5 types of investment funds. Understanding these funds can be an important part of your overall Financial Guidance and retirement planning strategy.
Some of the noteworthy plans to achieve your retirement milestones are –
- Federal Employees Group Life Insurance – This is the biggest life insurance program offered by the US Federal Government applicable to federal employees only.
- Thrift Savings Plan – A FERS-based retirement savings plan with several types of funds and income benefits.
- Social Security Benefits – A retirement program that compensates with income and disability benefits to federal employees more than 62 years old.
- Federal Employees Health Benefits – Healthcare compensation plan for federal employees and their families.
The best age to withdraw money from the TSP account is after 59 and a half years.
Also, if you have reached the age of 73 years, it is mandatory to withdraw the required minimum distributions from the TSP account. Failure to withdraw money from this account after a certain age results in penalties.
Similarly, withdrawing money from the TSP account before the age of 59 and a half years also levies tax penalties.
Your federal retirement benefits are built from several parts: your FERS annuity, the TSP, a possible FERS supplement, Social Security, and FEHB and FEGLI coverage. Each part has its own rules, timing, and tax treatment. Decisions about one affect the others. PWR Retirement Group helps federal employees and retirees in Puerto Rico and across the U.S. mainland see how these pieces fit, so they can plan their retirement income clearly and with confidence. Start with a free educational session.
Saving is only half the plan. The other half is how you take the money out. TSP withdrawal guidance helps you choose among installment payments, partial withdrawals, a TSP life annuity, or a combination. It also helps you time each withdrawal around taxes, your FERS annuity, and Social Security. The order and timing you choose can shape how long your savings support you. PWR Retirement Group helps federal employees and retirees in Puerto Rico and across the U.S. mainland build a withdrawal plan before they sign the forms. Start with a free educational session.
Partnership with us
“TSP ORIENTATION FREE FROM FEDERAL ENTITIES”
WE ARE NOT ASSOCIATED WITH ANY FEDERAL ORGANIZATION
PWR Retirement Group, formerly known as PSR Assurance, has rebranded to reflect its expanded focus on retirement planning services.
