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Our Consultancy Services

Pick any one of our service consultations for free.

Thrift Savings Plan (TSP)

Obtenga orientación personalizada sobre la jubilación en el TSP para comprender los fondos del plan, las estrategias de contribución, las opciones de inversión y las decisiones de ahorro para la jubilación, todo ello basado en su carrera federal y sus objetivos financieros.

TSP Distribution Options

Consulte la guía sobre retiros del TSP para comprender las distribuciones parciales, los retiros totales, los pagos a plazos y las opciones de anualidad, teniendo en cuenta sus necesidades de ingresos para la jubilación y sus objetivos financieros.

Federal Life Insurance

Explore soluciones de seguro de vida federal con asesoramiento financiero personalizado, diseñado para ayudarle a comprender las opciones de cobertura y proteger la seguridad financiera a largo plazo de su familia.

Office Of Personnel Management

Reciba orientación sobre beneficios federales para comprender mejor los servicios de jubilación de la OPM, los beneficios para empleados federales e información importante que podría influir en sus decisiones de planificación de la jubilación.

Power Banking Concept

Descubra cómo las estrategias de seguro de vida adecuadamente estructuradas pueden respaldar la gestión del flujo de caja, ofrecer posibles ventajas fiscales, fomentar la acumulación de patrimonio y ayudar a alcanzar objetivos financieros a largo plazo mediante asesoramiento financiero personalizado.

Calculate Your Retirement

Estime sus posibles ingresos de jubilación y sus necesidades de ahorro mientras explora las opciones de jubilación para empleados federales, teniendo en cuenta su edad, ingresos, contribuciones, historial de servicio y plazo previsto para la jubilación.

Federal Disability Retirement

Comprenda los aspectos clave de la jubilación por discapacidad bajo los sistemas FERS y CSRS con la orientación sobre jubilación federal diseñada para ayudarle a conocer los requisitos de elegibilidad, los procedimientos de la OPM y las decisiones importantes relacionadas con la jubilación.

Workers’ Compensation

Infórmese sobre los beneficios federales de compensación para trabajadores con la guía de Federal Benefit Guidance, que abarca la OWCP, las reclamaciones bajo la FECA, la documentación, las lesiones laborales y consideraciones importantes para proteger los beneficios a los que tiene derecho.

Family & Medical Leave Act (FMLA)

Comprenda las protecciones de la FMLA y su posible impacto en su carrera y beneficios federales mediante orientación financiera personalizada para empleados federales, centrada en una planificación informada ante acontecimientos inesperados de la vida.

Rollover For Me

Learn about the different ways to transfer your TSP account to a traditional or Roth IRA. Find out how to avoid taxes when making withdrawals.

Annuities

Secure your retirement with guaranteed lifetime income through annuities, which offer tax-deferred growth, stability, and protection against market risks.

Everything You Need

Right in Your Pocket.

Exclusively for federal employees — track your benefits, plan your retirement, and stay informed. All in one secure app.

  • Smart Planning Built for Federal Employees

    Plan confidently with tools built to help you understand your years of service, retirement timeline, and benefit options.

  • Clarity on Complex Federal Benefits

    Access insights, workshops, and resources that simplify TSP strategies and federal retirement planning.

Top Featured Event

Exclusively For Federal Workers Across Puerto Rico & USA
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Two day's of clear, unhurried education on FERS, CSRS, TSP and Social Security built for federal families in Puerto Rico and beyond. Free to attend. Nothing sold from the stage.

The Clock Is Ticking:
HURRY UP
FREE BREAKFAST & LUNCH
TSP INVESTMENT STRATEGY FERS SUPPLEMENT FEHB COORDINATION RETIREMENT TIMING
REGISTER NOW FOR FREE
Featured Event Image
24
October, 2026
Saturday
TRYP by Wyndham
4820 Isla Verde. Ave Carolina, 00979
25
October, 2026
Sunday
Hilton Ponce Golf & Casino Resort
1150 Av. Caribe, Ponce, 00716, Puerto Rico
Organized By PWR Retirement Group

Union Members Workshop

  • Sep 18 @ 12:00 pm

    Enjoy BBQ, Benefits & Plan a Better Retirement

    AFGE Local 2317, in collaboration with PWR Retirement Group, warmly invites you to attend a special BBQ event in Albany, Georgia....

  • Sep 25 @ 9:00 am

    Get the Most Out of Your Retirement by Starting Today

    AFGE Local 558, in collaboration with PWR Retirement Group, invites federal workers to attend a two-day educational retirement workshop designed to...

  • Oct 1 @ 6:30 pm

    Retirement Process 101: Learn the Fundamentals of Federal Retirement

    Preparing for federal retirement requires more than choosing when to leave government service. Employees must understand the application process, meet important...

Ready to See What Your Retirement Actually Looks Like?

Take 5 minutes today. Walk away with clarity on where you stand and what comes next.

Federal Disability & Compensation

TSP Share Prices

Fund G Fund F Fund C Fund S Fund I Fund

The Lifecycle(L) Fund

Fund L INC L 2025 L 2030 L 2035 L 2040
Fund L 2045 L 2050 L 2055 L 2060 L 2065

Simplify & Secure Your Savings with Our MDRT-Recognized Retirement Experts!

PWR Retirement Group, recognized by the Million Dollar Round Table (MDRT) for excellence, guides over a thousand satisfied federal employees. Our MDRT-recognized advisors create a financial roadmap tailored to your retirement goals.

News & Insights

Find out our latest news

Grow Your Future While Helping Others Secure Theirs

Join PWR Retirement Group and grow your career with the mentorship, tools, and support needed to make a meaningful impact.

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Be a part of our financial journey with informative videos, live discussions, the latest trends, and exclusive news with PWR Retirement Group. We take pride in our consultation to help federal employees maximize their retirement benefits.

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Plan A Better Tomorrow Systematically

Manage Your Wealth

Track your funds, create a portfolio, invest strategically, consider tax-efficient strategies, and protect your wealth with personalized Financial Guide.

Grow Your Savings

Compare the right investment funds with diverse tax benefits. Match and maximize your contributions each term. Invest strategically for high returns.

Consult With A Trusted Advisor

Get a reliable financial companion at every step of your federal employment investment and insurance decisions

Secure Your Outcomes

Our commitment goes beyond helping you reach retirement milestones. We provide ongoing Financial Guidance designed to help you prepare for a more confident, financially secure future.

FAQ’s

Frequently asked questions

Follow these steps to find the best retirement consultant for federal employees in the USA and Puerto Rico – 

  • Check financial consultation listing websites 
  • Scroll through social media platforms 
  • List your requirements on financial Consultation websites 
  • Get recommendations from online reviews 

TSP distribution or withdrawal happens in 4 different methods. 

  1. Partial Distribution – Minimum withdrawal requirements may apply based on current Thrift Savings Plan rules. Please refer to official guidelines for up-to-date limits.
  2. Complete Distribution – Withdrawing the entire amount present in the TSP account. 
  3. Annuity Purchase – Purchase annuities with TSP funds for lifetime coverage. This is a one-time payment for annuities where the federal employee gets monthly payments for their lifetime.
  4. Installments – A monthly, quarterly, or half-yearly plan to withdraw money from the TSP account. Our TSP Withdrawal Guidance can help you understand the potential considerations associated with these distribution choices.

Different TSP rollover methods are –

    1. In-Kind Transfer – This type of transfer is applicable for switching your investments from one employer to another without any tax penalties. 
    2. Set Up IRAs Before Rollover – Choose the type of IRA account and appoint beneficiaries before rolling over a TSP account. Your employer can directly transfer funds to the new account or offer a cheque to deposit into the new employer’s plan.  
    3. Liquidation of Individual Funds – Closing down different types of TSP funds and liquidating the amount to invest in the rollover account. 

The 2 Types of Rollover are –  

  1. Direct Rollover – Broker to Broker
  2. Indirect Rollover – TSP to person

A retirement consultant maximizes your savings and strengthens your investment portfolio to help you achieve your aim. Specific responsibilities include – 

  • Help explore the rules, benefits, and limitations of the Federal Employee Retirement System and Civil Service Retirement System plans 
  • Smart investment into the best TSP funds 
  • Assess the profit and returns on each TSP fund type 
  • Navigate the plans and benefits of the Federal Employees Group Life Insurance plan 
  • Identifying a pre-tax or post-tax investment plan for your retirement 
  • Compare the benefits of different savings plans 
  • Lower the tax deductions from pension and savingsProfessional Federal Retirement Guidance can help federal employees approach these decisions with greater clarity.

FEGLI (Federal Employees’ Group Life Insurance) is a group term life insurance program provided to eligible federal employees. It is designed to offer financial protection by paying a death benefit to designated beneficiaries in the event of the insured person’s death while the policy is active. It helps support families with financial security during difficult times.

FEGLI does not accumulate cash value or function as an investment. Coverage remains active only while eligibility requirements are met and required premiums are continuously paid.

Federal employees get 6 types of TSP fund options for investment. These are – 

  1. TSP C Fund – Common stock index S&P500 investments 
  2. TSP S Fund – Small-cap stock index investments
  3. TSP I Fund – Large international companies in developed markets in Europe, Asia, and the Pacific.
  4. TSP F Fund – Bonds investments 
  5. TSP G Fund – Government securities funds
  6. TSP L Fund – A combination of the above 5 types of investment funds. Understanding these funds can be an important part of your overall Financial Guidance and retirement planning strategy.

Some of the noteworthy plans to achieve your retirement milestones are – 

  1. Federal Employees Group Life Insurance – This is the biggest life insurance program offered by the US Federal Government applicable to federal employees only. 
  2. Thrift Savings Plan – A FERS-based retirement savings plan with several types of funds and income benefits. 
  3. Social Security Benefits – A retirement program that compensates with income and disability benefits to federal employees more than 62 years old. 
  4. Federal Employees Health Benefits – Healthcare compensation plan for federal employees and their families.

The best age to withdraw money from the TSP account is after 59 and a half years. 

Also, if you have reached the age of 73 years, it is mandatory to withdraw the required minimum distributions from the TSP account. Failure to withdraw money from this account after a certain age results in penalties. 

Similarly, withdrawing money from the TSP account before the age of 59 and a half years also levies tax penalties. 

Partnership with us

“TSP ORIENTATION FREE FROM FEDERAL ENTITIES”

WE ARE NOT ASSOCIATED WITH ANY FEDERAL ORGANIZATION

PWR Retirement Group, formerly known as PSR Assurance, has rebranded to reflect its expanded focus on retirement planning services.