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Our Consultancy Services

Pick any one of our service consultations for free.

Thrift Savings Plan (TSP)

Federal employees can build a secure retirement with a Thrift Savings Plan. Check simplified rules, invest in the best funds, and check your retirement calculator.

TSP Distribution Options

Explore the distribution options to withdraw money from your TSP account. Find out if you should choose partial distribution or total distribution based on your retirement objectives.

Federal Life Insurance

Federal Life Insurance offers comprehensive and reliable life insurance solutions designed to provide financial security for individuals and families.

Office Of Personnel Management

Get expert guidance from retirement consultants to access the Office of Personnel Management online retirement services for federal employees.

Calculate Your Retirement

Easily estimate your future retirement income and savings needs. Our tool helps you plan with confidence by projecting finances based on your age, earnings, and contributions.

Rollover

Learn about the different ways to rollover your TSP account into a traditional IRA or ROTH account. Find out how to avoid taxes during withdrawal. 

OPM Annuity Calculator

TSP Share Prices

Fund G Fund F Fund C Fund S Fund I Fund

The Lifecycle(L) Fund

Fund L INC L 2025 L 2030 L 2035 L 2040
Fund L 2045 L 2050 L 2055 L 2060 L 2065
Reference from : https://www.tsptalk.com/tsp_share_prices.php#gsc.tab=0

Simplify & Secure Your Savings with Our MDRT-Recognized Retirement Experts!

PWR Retirement Group, recognized by the Million Dollar Round Table (MDRT) for excellence, guides over a thousand satisfied federal employees. Our MDRT-recognized advisors create a financial roadmap tailored to your retirement goals.

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Our Union Affiliates

As a trusted insurance consultant , we are proud to be affiliated with a range of prestigious unions that reflect our commitment to providing quality service to their members .

News & Insights

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Be a part of our financial journey with informative videos, live discussions, the latest trends, and exclusive news with PWR Retirement Group. We take pride in our consultation to help federal employees maximize their retirement benefits.

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Plan A Better Tomorrow Systematically

Manage Your Wealth

Track your funds, create a portfolio, invest smartly, save from taxes, and protect your wealth with excellent financial planning.

Grow Your Savings

Compare the right investment funds with diverse tax benefits. Match and maximize your contributions each term. Invest strategically for high returns.

Consult With A Trusted Advisor

Get a reliable financial companion at every step of your federal employment investment and insurance decisions

Secure Your Outcomes

Our commitment to your wellness stops at achieving your retirement milestones for a happy and secure life.

Events

  • Federal Retirement Orientation Los Angles
    Sep 6 @ 8:30 am

    Federal Retirement Orientation Los Angeles Sep 2025

    In partnership with APWU Greater Los Angeles Area Local 64, a valuable opportunity is being offered to all federal employees, whether...

  • Frame 1080896 (3)
    May 31 @ 9:00 am

    Your Roadmap to Federal Benefits – Complimentary Seminar in Chicago, IL

    PWR Retirement Group invites you to a free, in-person seminar designed specifically for federal employees and retirees who want to better...

  • Aug 9, 2024 @ 8:00 am

    APWU Retirement Planning Seminar

    enroll Scan the QR code for enrollment Join Us for an Insightful Event Focused...

FAQ’s

Frequently asked questions

Follow these steps to find the best retirement consultant for federal employees in the USA and Puerto Rico – 

  • Check financial advisor listing websites 
  • Browse the Certified Financial Planner (CFP) Board website 
  • Scroll through social media platforms 
  • List your requirements on financial planning websites 
  • Get recommendations from online reviews 

TSP distribution or withdrawal happens in 4 different methods. 

  1. Partial Distribution – The account holder must withdraw a minimum of $1000 from their TSP account. 
  2. Complete Distribution – Withdrawing the entire amount present in the TSP account. 
  3. Annuity Purchase – Purchase annuities with TSP funds for lifetime coverage. This is a one-time payment for annuities where the federal employee gets monthly payments for their lifetime.
  4. Installments – A monthly, quarterly, or half-yearly plan to withdraw money from the TSP account.

Different TSP rollover methods are –

    1. In-Kind Transfer – This type of transfer is applicable for switching your investments from one employer to another without any tax penalties. 
    2. Set Up IRAs Before Rollover – Choose the type of IRA account and appoint beneficiaries before rolling over a TSP account. Your employer can directly transfer funds to the new account or offer a cheque to deposit into the new employer’s plan.  
    3. Liquidation of Individual Funds – Closing down different types of TSP funds and liquidating the amount to invest in the rollover account. 

The 2 Types of Rollover are –  

  1. Direct Rollover – Broker to Broker
  2. Indirect Rollover – TSP to person

A retirement consultant maximizes your savings and strengthens your investment portfolio to help you achieve your aim. Specific responsibilities include – 

  • Help explore the rules, benefits, and limitations of the Federal Employee Retirement System and Civil Service Retirement System plans 
  • Smart investment into the best TSP funds 
  • Assess the profit and returns on each TSP fund type 
  • Navigate the plans and benefits of the Federal Employees Group Life Insurance plan 
  • Identifying a pre-tax or post-tax investment plan for your retirement 
  • Compare the benefits of different savings plans 
  • Lower the tax deductions from pension and savings 

Federal employees get 6 types of TSP fund options for investment. These are – 

  1. TSP C Fund – Common stock index S&P500 investments 
  2. TSP S Fund – Small-cap stock index investments
  3. TSP I Fund – International stock index into large companies such as Apple and Samsung 
  4. TSP F Fund – Bonds investments 
  5. TSP G Fund – Government securities funds
  6. TSP L Fund – A combination of the above 5 types of investment funds

Some of the noteworthy plans to achieve your retirement milestones are – 

  1. Federal Employees Group Life Insurance – This is the biggest life insurance program offered by the US Federal Government applicable to federal employees only. 
  2. Thrift Savings Plan – A FERS-based retirement savings plan with several types of funds and income benefits. 
  3. Social Security Benefits – A retirement program that compensates with income and disability benefits to federal employees more than 62 years old. 
  4. 457(b) – This is a retirement savings plan with tax benefits offering relief from tax during withdrawal.
  5. Federal Employees Health Benefits – Healthcare compensation plan for federal employees and their families.

The best age to withdraw money from the TSP account is after 59 and a half years. 

Also, if you have reached the age of 73 years, it is mandatory to withdraw the required minimum distributions from the TSP account. Failure to withdraw money from this account after a certain age results in penalties. 

Similarly, withdrawing money from the TSP account before the age of 59 and a half years also levies tax penalties. 

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SMART STRATEGIES FOR YOUR INVESTMENTS & WEALTH GROWTH

Maximize returns, optimize budgets, and achieve financial freedom—all with expert planning!

Areas We Serve

  • Puerto Rico
  • North Carolina
  • Michigan
  • California
  • Texas
  • Florida
  • Pennsylvania
  • Illinois
  • Georgia
  • Massachusetts
  • Ohio
  • Missouri
  • Indiana
  • Maryland
  • Wisconsin
  • New Jersey
  • Virginia
  • Washington
  • Arizona
  • New York
  • Tennessee

“TSP ORIENTATION FREE FROM FEDERAL ENTITIES”

WE ARE NOT ASSOCIATED WITH ANY FEDERAL ORGANIZATION

PWR Retirement Group, formerly known as PSR Assurance, has rebranded to reflect its expanded focus on retirement planning services.

We are a team at your complete disposal. Our experience has led us to be among the main companies in the market and being pioneers in our market niche.

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